Isavalerioten
Financial planning that works
Legal disclaimer for MY
Warning
Be cautious with online financial information.
Contact us directly to verify any advice before taking action.
Visiting and using this site means accepting the terms below. We maintain clear, practical disclaimers to meet Malaysian law and Google Ads requirements. Review each section for specific limitations on our service and content.
01
General notice
This website’s contents are for information only and do not constitute a formal offer, contract, or guarantee. Users should always consult directly before acting on the information provided.
02
Liability limitations
Limits on liability are essential for compliance and clarity. Always review your options before making decisions based on our information.
- We are not liable for indirect or consequential damages arising from site use.
- Liability is limited to the maximum extent allowed by Malaysian law.
- We do not guarantee uninterrupted site access or error-free content.
- No responsibility is taken for actions based on general content or downloadable material.
03
Accuracy notice
Information on this site is provided for reference only and is updated regularly, but we cannot guarantee its accuracy at all times. Always verify important details with an official source or qualified consultant before making decisions.
Accuracy is checked but not guaranteed.
04
Professional advice
Content is not a substitute for personalized, in-depth consultation. Contact us for specific advice suited to your needs.
05
External links
Links to third-party sites are provided for convenience only. We have no control over their content or privacy practices and are not responsible for their information or services.
06
Results may vary
No outcomes are guaranteed. Each client’s situation is different, and results will vary depending on their unique circumstances.
Past results notice
Past success stories are for illustration only and do not predict future performance. Every plan is unique.
07
Financial planning limits
We provide financial planning services only within the limits of our regulatory approvals. We do not offer or recommend specific financial products or investments.
- Our advice is tailored to your needs but is not investment or product-specific.
- We do not offer direct investment, insurance, or portfolio management products.
- All planning is carried out according to Malaysian regulatory requirements.
08
Jurisdiction
All disputes or claims must be handled within the jurisdiction of Malaysia, following its laws and courts.
Malaysian law applies to all use of this website and any services provided through it.
This site follows all relevant Malaysian regulations, including guidelines for advertising and data protection, as applicable to our services.
Our operations comply with all local and national Malaysian legal requirements.
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Effective date: Effective as of July 28, 2026
Last updated: Last updated July 28, 2026